Opticians & Optometrists

Eye care professionals have special insurance needs. Erie Insurance offers flexible insurance, including coverage for the following items and situations:

Business Owners Policy

• Business
• Business Personal Property
• Income Protection Actual loss sustained
• Mechanical & Electrical Breakdown
• Liability Coverage (Bodily injury & property damage)
• Employee Dishonesty
• Money & Securities
• Valuable Papers & Records
• Off Premises Utility Services Failure (Income loss)
• Accounts Receivable
• Building Ordinance or Law

Professional Liability Coverage

• Opticians
  Protects against liability arising from designing, fitting and dispensing of glasses or contact lenses.
• Business Personal Property
  Protects against liability from conducting eye exams, prescribing or fitting of glasses or contact lenses and (depending on the state) administering topical, oral and injected medicines for the treatment of eye diseases.
• Optional Coverages
  Employment Practices Liability, Sewer & Drain Back-up, Earthquake, Business Auto Policy
• Workers’ Compensation
• Business Catastrophe Liability